Home Company Highlights 2025 Key figures at a glance Letter from the Chairman of the Managing Board Company profile Investment Story Group strategy evolve28 Values, principles and promise Sustainability programme Transition plan for climate change mitigation Corporate Governance Report Corporate Governance Report Managing Board Supervisory Board Procedures Diversity concept Promotion of women External evaluation Supervisory Board Report Group management report General information Economic environment Legal environment Group business development and financial performance indicators Group business development Premiums and result before taxes (Re-)Insurance contracts Total capital investment Cash flow and shareholders’ equity Key figures Branch offices Business development and financial performance indicators by segment Business development by segment Austria Czech Republic Poland Extended CEE Special Markets Group Functions Consolidated non-financial report Other mandatory disclosures Research and development Holdings, purchase and sale of own shares Internal control and risk management system Capital, share, voting and control rights and associated agreements Corporate governance Outsourcing disclosures Expected development and risks of the Group Significant risks and uncertainties Economic outlook Outlook for the Insurance Group Sustainability statement ESRS Index ESRS 2 General Disclosures Basis for preparation Governance Strategy Impact, risk and opportunity management Metrics and targets EU-Taxonomy Investments under the EU Taxonomy Regulation Non-life insurance under the EU Taxonomy Regulation ESRS E1 Climate change General disclosures Governance Strategy Impact, risk and opportunity management Metrics and targets ESRS S1 Own workforce General disclosures Strategy Impact management Metrics and targets Additional entity-specific disclosure ESRS S4 Consumers and end-users General disclosures Strategy Impact, risk and opportunity management Metrics and targets Additional entity-specific disclosure ESRS G1 Business conduct General disclosures Governance Strategy Impact, risk and opportunity management Metrics and targets Additional entity-specific disclosure Annex Consolidated financial statements Consolidated financial statements 2025 Consolidated income statement Consolidated statement of comprehensive income Consolidated balance sheet Consolidated statement of change in equity Consolidated cash flow statement Notes Declaration by the Managing Board Auditor’s report Independent assurance report Service information List of abbreviations Glossary Financial calender VIG companies Addresses VIG Holding contacts General information
