Gross written premiums
Further details on the gross written premiums are included in Note “1.7. Risk of concentration”.
In 2025, VIG Insurance Group achieved gross written premiums of EUR 16,313.7 million and thus a plus of 7.1% year-on-year (2024: EUR 15,226.3 million).
All reportable segments show positive development. Gross written premiums in the segments Extended CEE (+9.2%), Austria (+4.6%), Czech Republic (+8.2%) and Poland (+10.7%) performed particularly well. Of the countries in the Extended CEE segment, Romania (+9.3%), Hungary (+8.4%), Slovakia (+7.4%) and the Baltic states (+7.8%) in particular recorded dynamic premium development. In the segment Special Markets, Türkiye in particular recorded strong premium growth (+5.8%).
Result before taxes
The consolidated result before taxes increased by 31.7% in 2025 to EUR 1,161.3 million (2024: EUR 881.8 million). The increase is mainly due to the significantly higher result in the reportable segments Austria, Czech Republic, Extended CEE and Poland.
The result before taxes, adjusted for adjustments of EUR 96.3 million (2024: EUR 116.4 million), resulted in a business operating result of EUR 1,257.7 million in 2025, which was 26.0% above the previous year’s figure (2024: EUR 998.2 million). The adjustments taken into account in the current reporting year mainly resulted from the impairment of goodwill in Hungary in the amount of EUR 72.6 million.