Group Annual Report 2025

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How VIG investors benefit

Vienna Insurance Group offers investors a resilient, growth-oriented investment with long-term value potential. It combines a leading position in CEE with financial strength, a market-oriented, decentralised business model and a responsible focus on the future. With its innovative strength and leading digital solutions in CEE, VIG is actively shaping the future of the insurance business.

+121.4%

Share price increase in 2025

VIG shares had an exceptionally successful year on the stock exchange in 2025 and performed significantly better than national indices and the sector benchmark over all quarters. Already at the beginning of the year, a dynamic upward movement had begun, and this led to several new highs over the course of the year. The high point was a brilliant fourth quarter in which the shares reached a new all-time high of EUR 67.20 in 2025. With an annual increase of 121.4%, the share price more than doubled in 2025 and thus achieved the best performance since opening to the broad capital market community – a milestone in VIG’s stock exchange history.

Market leader in CEE wirth growth prospects

With more than 50 insurance companies and pension funds in 30 countries, VIG is the number one insurance group in CEE. Strong, diversified distribution and the ongoing expansion and improvement of the product range enable sustainable, above-average growth.

VIG investor benefits:

  • Attractive risk/reward profile in a growth region

  • Investments to leverage the structural catch-up potential in CEE

  • Resilience through broad diversification across lines of business, markets and distribution channels

Decentralised business model with multi brand strategy

Vienna Insurance Group’s decentralised management approach relies on a high level of self-responsibility and strong entrepreneurship. This ensures proximity to around 33.3 million customers and flexibility in the coverage of their needs and local market requirements.

VIG investor benefits:

  • Agile, future-oriented operations in a dynamic environment with a high degree of local results responsibility

  • In-depth market understanding, many years of experience and strong customer proximity

  • Extensive cooperation and collaboration within the Group to strengthen innovation and efficient use of modern technologies

Financial strength

Vienna Insurance Group is a reliable partner on the capital market. VIG has been paying dividends annually since its initial listing more than 30 years ago. With a solvency ratio of 296% (2025) and an A+ rating with positive outlook (S&P), it demonstrates sustainable capital strength and a high level of trustworthiness.

VIG investor benefits:

  • Reliability, financial stability and predictability in a volatile environment

  • Financial strength for further organic and inorganic growth

  • High dividend reliability with a solid capital base

Responsible focus on the future

Vienna Insurance Group combines economic success with social responsibility. The sustainability programme comprises six spheres of impact with clear targets for CO2 reduction.

VIG investor benefits:

  • Sustainable value creation across generations in combination with measurable ESG targets

  • ESG criteria as an integral part of investment and insurance decisions

  • Broadening and strengthening the customer base by addressing the catch-up demand for insurance cover

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