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Group Annual Report
2025
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Company
Company
Highlights 2025
Key figures at a glance
Letter from the Chairman of the Managing Board
Company profile
Investment Story
Group strategy evolve
28
Values, principles and promise
Sustainability programme
Transition plan for climate change mitigation
Corporate Governance Report
Corporate Governance Report
Corporate Governance Report
Managing Board
Supervisory Board
Procedures
Diversity concept
Promotion of women
External evaluation
Supervisory Board Report
Group management report
Group management report
General information
Economic environment
Legal environment
Group business development and financial performance indicators
Group business development and financial performance indicators
Group business development
Premiums and result before taxes
(Re-)Insurance contracts
Total capital investment
Cash flow and shareholders’ equity
Key figures
Branch offices
Business development and financial performance indicators by segment
Business development and financial performance indicators by segment
Business development by segment
Austria
Czech Republic
Poland
Extended CEE
Special Markets
Group Functions
Consolidated non-financial report
Other mandatory disclosures
Other mandatory disclosures
Research and development
Holdings, purchase and sale of own shares
Internal control and risk management system
Capital, share, voting and control rights and associated agreements
Corporate governance
Outsourcing disclosures
Expected development and risks of the Group
Expected development and risks of the Group
Significant risks and uncertainties
Economic outlook
Outlook for the Insurance Group
Sustainability statement
Sustainability statement
ESRS Index
ESRS 2 General Disclosures
ESRS 2 General Disclosures
Basis for preparation
Governance
Strategy
Impact, risk and opportunity management
Metrics and targets
EU-Taxonomy
EU-Taxonomy
Investments under the EU Taxonomy Regulation
Non-life insurance under the EU Taxonomy Regulation
ESRS E1 Climate change
ESRS E1 Climate change
General disclosures
Governance
Strategy
Impact, risk and opportunity management
Metrics and targets
ESRS S1 Own workforce
ESRS S1 Own workforce
General disclosures
Strategy
Impact management
Metrics and targets
Additional entity-specific disclosure
ESRS S4 Consumers and end-users
ESRS S4 Consumers and end-users
General disclosures
Strategy
Impact, risk and opportunity management
Metrics and targets
Additional entity-specific disclosure
ESRS G1 Business conduct
ESRS G1 Business conduct
General disclosures
Governance
Strategy
Impact, risk and opportunity management
Metrics and targets
Additional entity-specific disclosure
Annex
Consolidated financial statements
Consolidated financial statements
Consolidated financial statements 2025
Consolidated income statement
Consolidated statement of comprehensive income
Consolidated balance sheet
Consolidated statement of change in equity
Consolidated cash flow statement
Notes
Declaration by the Managing Board
Auditor’s report
Independent assurance report
Service information
Service information
List of abbreviations
Glossary
Financial calender
VIG companies
Addresses
VIG Holding contacts
General information
en
Wechsele die Sprache zu:
de
en
Company
Company
Highlights 2025
Key figures at a glance
Letter from the Chairman of the Managing Board
Company profile
Investment Story
Group strategy evolve
28
Values, principles and promise
Sustainability programme
Transition plan for climate change mitigation
Corporate Governance Report
Corporate Governance Report
Corporate Governance Report
Managing Board
Supervisory Board
Procedures
Diversity concept
Promotion of women
External evaluation
Supervisory Board Report
Group management report
Group management report
General information
Economic environment
Legal environment
Group business development and financial performance indicators
Group business development and financial performance indicators
Group business development
Premiums and result before taxes
(Re-)Insurance contracts
Total capital investment
Cash flow and shareholders’ equity
Key figures
Branch offices
Business development and financial performance indicators by segment
Business development and financial performance indicators by segment
Business development by segment
Austria
Czech Republic
Poland
Extended CEE
Special Markets
Group Functions
Consolidated non-financial report
Other mandatory disclosures
Other mandatory disclosures
Research and development
Holdings, purchase and sale of own shares
Internal control and risk management system
Capital, share, voting and control rights and associated agreements
Corporate governance
Outsourcing disclosures
Expected development and risks of the Group
Expected development and risks of the Group
Significant risks and uncertainties
Economic outlook
Outlook for the Insurance Group
Sustainability statement
Sustainability statement
ESRS Index
ESRS 2 General Disclosures
ESRS 2 General Disclosures
Basis for preparation
Governance
Strategy
Impact, risk and opportunity management
Metrics and targets
EU-Taxonomy
EU-Taxonomy
Investments under the EU Taxonomy Regulation
Non-life insurance under the EU Taxonomy Regulation
ESRS E1 Climate change
ESRS E1 Climate change
General disclosures
Governance
Strategy
Impact, risk and opportunity management
Metrics and targets
ESRS S1 Own workforce
ESRS S1 Own workforce
General disclosures
Strategy
Impact management
Metrics and targets
Additional entity-specific disclosure
ESRS S4 Consumers and end-users
ESRS S4 Consumers and end-users
General disclosures
Strategy
Impact, risk and opportunity management
Metrics and targets
Additional entity-specific disclosure
ESRS G1 Business conduct
ESRS G1 Business conduct
General disclosures
Governance
Strategy
Impact, risk and opportunity management
Metrics and targets
Additional entity-specific disclosure
Annex
Consolidated financial statements
Consolidated financial statements
Consolidated financial statements 2025
Consolidated income statement
Consolidated statement of comprehensive income
Consolidated balance sheet
Consolidated statement of change in equity
Consolidated cash flow statement
Notes
Declaration by the Managing Board
Auditor’s report
Independent assurance report
Service information
Service information
List of abbreviations
Glossary
Financial calender
VIG companies
Addresses
VIG Holding contacts
General information
Group Annual Report
2025 was a special year for VIG, marked by an outstanding Group result and the launch of the new Group strategy evolve
28
. All data and facts in the Group Annual Report 2025.
PDF Download
Sustainability Statement
You can read more about our commitment to society and the environment and about further aspects of responsible corporate governance in our consolidated non-financial report.
PDF Download
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Addresses of VIG insurance companies and pension funds
The addresses of Group companies are available for
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