Consolidated income statement |
Notes |
2025 |
2024 adjusted |
||
|---|---|---|---|---|---|
in EUR ‘000 |
|
|
|
||
Insurance service result |
1. |
1,518,411 |
1,186,351 |
||
Insurance service revenue – issued business |
|
13,195,975 |
12,138,477 |
||
Insurance service expenses – issued business |
|
-11,451,282 |
-10,656,830 |
||
Insurance service result – reinsurance held |
|
-226,282 |
-295,296 |
||
Total capital investment result |
|
489,408 |
435,649 |
||
Investment result |
2., 9. |
2,398,037 |
1,884,046 |
||
Interest revenues using the effective interest rate method |
2.7. |
1,096,157 |
997,697 |
||
Impairment losses incl. reversal gains on financial instruments |
|
21,731 |
-18,106 |
||
Realised gains and losses from financial assets measured at AC |
2.8. |
-9,389 |
-5,076 |
||
Other result from financial instruments |
|
1,289,538 |
909,531 |
||
Income and expenses from investment property |
4., 9. |
46,843 |
60,623 |
||
Insurance finance result |
1. |
-1,982,568 |
-1,536,021 |
||
Insurance finance result – issued business |
|
-2,076,762 |
-1,622,378 |
||
Insurance finance result – reinsurance held |
|
94,194 |
86,357 |
||
Result from associates (equity-method) |
|
27,096 |
27,001 |
||
Finance result |
|
-82,521 |
-78,827 |
||
Finance income |
|
2,547 |
3,397 |
||
Finance costs |
9. |
-85,068 |
-82,224 |
||
Other income and expenses |
16.3. |
-667,645 |
-544,964 |
||
Other income |
|
375,253 |
344,771 |
||
Other expenses |
|
-1,042,898 |
-889,735 |
||
Business operating result |
|
1,257,653 |
998,209 |
||
Impairments of goodwill |
3. |
-72,609 |
-116,327 |
||
Impairments of intangible assets |
13. |
-23,965 |
-84 |
||
Reversal of impairments from intangible assets |
13. |
238 |
8 |
||
Result before taxes |
|
1,161,317 |
881,806 |
||
Taxes |
11.1. |
-302,989 |
-234,254 |
||
Result for the period |
|
858,328 |
647,552 |
||
Attributable to shareholders and other stakeholders of the parent company |
|
834,866 |
626,307 |
||
Non-controlling interests |
|
23,462 |
21,245 |
||
|
|
|
|
||
Earnings per share* (in EUR) |
18. |
6.46 |
4.83 |
||
|
|||||
For the adjusted figures for the previous year, please refer to the information under “Change in accounting policies” in the chapter “Principles of significant accounting policies”